Effective Date of Policy:  August 1, 2008

Introduction

This Privacy Policy describes the information that ELAP, Inc. (“ELAP”, “we,” “us”) collects through our website located at www.elapinc.com (the “Website”) and how we use that information.  Please note that this Privacy Policy applies solely to our online information-gathering and dissemination practices in connection with the Website, and does not apply to any of our practices conducted offline.

The Information That We Collect

ELAP collects two types of information about users of our Website:

(1) Personally identifiable information:  In general, you do not have to provide us with your personally identifiable information to use this Website.  However, if you contact us by email through the Website, we may keep a record of your contact information and correspondence, and we reserve the right to use your email address, and any information that you provide to us in your message, to respond thereto.  In addition, we may use such contact information to send you marketing materials.

(2) Non-personally identifiable information:  Our web pages may incorporate “pixel tags”, “web beacons”, or similar tracking technologies (collectively, “Pixel Tags”) that allow us to track the actions of users of our Website. Pixel Tags are used to collect non-personally identifiable information, such as the name of your internet service provider, the IP address of the computer you are using, the type of browser software and operating system that you use, the date and time you access our Website, website address, if any, from which you linked directly to our Website, the website address, if any, to which you travel from our Website, and other similar traffic-related information.  We may also aggregate your information with similar data collected from other users to help us improve our Website and the services that we provide through our Website.  We do not use such data in any way to create or maintain a personal profile of you or collect personally identifiable information from you.

How We Use the Information We Gather

Generally, we will not disclose personally identifiable information that we collect through your use of the Website to unaffiliated third parties.  We reserve the right, however, to provide such information to our employees, contractors, agents, and designees to the extent necessary to enable them to perform certain Website-related services (e.g., web hosting, improve Website-related services and features, or maintenance services) on our behalf.  We also reserve the right to disclose such information to any third party if we believe that we are required to do so for any or all of the following reasons:  (i) by law; (ii) to comply with legal processes or governmental requests; (iii) to prevent, investigate, detect, or prosecute criminal offenses or attacks on the technical integrity of the Website or our network; and/or (iv) to protect the rights, property, or safety of ELAP; its employees, its customers,  the users of the Website, or the public.

Security

Unfortunately, no security system, or system of transmitting data over the Internet, can be guaranteed to be 100% secure.  As a result of the foregoing, while we undertake commercially reasonable efforts to protect your personally identifiable information, we cannot guarantee the security of our servers, the means by which information is transmitted between your computer and our servers, or any information provided to us or to any third party through or in connection with the Website.  You provide all such information entirely at your own risk.

Revisions to Privacy Policy

ELAP reserves the right to update and revise this Privacy Policy at any time.  You can determine if this Privacy Policy has been revised since your last visit by referring to the "Effective Date of Policy" date at the top of this page. Your use of our Website constitutes your acceptance of the terms of the Privacy Policy as amended or revised by us, and you should therefore review this Privacy Policy regularly to ensure that you are aware of its terms.

Business Transfers

ELAP reserves the right to transfer any and all information that we collect from users, or that we otherwise collect in connection with the Website, including, without limitation, to unaffiliated third parties or third parties in the event of a sale or transfer of assets or of any portion of our business.

Links to Other Websites

Our Website may contain links to other websites.  Please be aware that we are not and cannot be responsible for the privacy practices of such other websites and that this Privacy Policy applies solely to the information which we collect through this Website.  We encourage you to ensure that you read the privacy statements of all the destination websites that you may visit.


Home | Program Overview | Examples of Actual ELAP Decisions | Relevant Court Cases | FAQ's | Program Legal Documents | NON-erisa Plans
Stop-Loss Partnership | Links & Program Partners | Other Related Links | Key People | Registered Users | Privacy Policy | Secure Email | Terms of Use